---
title: Electrum Blog | QR Payments
description: QR Payments | We'd love to share insights into what our peers are doing, how the industry is evolving, and the latest product updates that can benefit your business.
---

[![Electrum](https://blog.electrum.co.za/hs-fs/hubfs/raw_assets/public/Electrum_October2023/images/header-logo.png?width=500&height=150&name=header-logo.png "Electrum")](https://www.electrum.co.za/)

![Back Button](https://blog.electrum.co.za/hubfs/raw_assets/public/Electrum_October2023/images/back.svg)

Back

![Close Hamburger](https://blog.electrum.co.za/hubfs/raw_assets/public/Electrum_October2023/images/close.svg)

- [Home](https://www.electrum.co.za/)
- Schemes 
    - Schemes
    - Clearing House Payments 
          - [PayShap](https://www.electrum.co.za/schemes/payshap)
          - [Real-Time Clearing](https://www.electrum.co.za/schemes/real-time-clearing)
          - [EFT Debit & Credit](https://www.electrum.co.za/schemes/electronic-funds-transfer)
          - [Account Verification Services](https://www.electrum.co.za/schemes/account-verification-services)
          - Alternative Payment Methods
          - [Cash Vouchers](https://www.electrum.co.za/payments/cash-vouchers)
    - Value-Added Services 
          - [Prepaid Airtime and Data](https://www.electrum.co.za/digital-goods-and-services/prepaid-airtime-and-data)
          - [Prepaid Electricity](https://www.electrum.co.za/digital-goods-and-services/prepaid-electricity)
          - [Bill Payments](https://www.electrum.co.za/digital-goods-and-services/bill-payments)
          - [LOTTO](https://www.electrum.co.za/digital-goods-and-services/lotto)
          - [Travel and Event Ticketing](https://www.electrum.co.za/digital-goods-and-services/travel-and-event-ticketing)
          - [Digital Vouchers](https://www.electrum.co.za/digital-goods-and-services/digital-vouchers)
          - [Cash Vouchers](https://www.electrum.co.za/payments/cash-vouchers)
- Solutions 
    - Solutions
    - - [Clearing House Payments Modernisation](https://www.electrum.co.za/solutions/clearing-house-payments-modernisation-for-existing-banks)
          - [Turnkey Clearing House Payments](https://www.electrum.co.za/solutions/turnkey-clearing-house-payments-for-new-banks)
          - [Enterprise Payments Channel](https://www.electrum.co.za/solutions/enterprise-payments-channel)
          - [PayShap-Ready QR Code Issuing](https://www.electrum.co.za/solutions/payshap-ready-qr-code-issuing)
          - [PayShap for Retailers](https://www.electrum.co.za/solutions/payshap-for-retailers)
          - [Cash Voucher Issuing and Distribution for Banks](https://www.electrum.co.za/solutions/cash-voucher-issuing-and-distribution-for-banks)
          - [Cash Voucher Retail Expansion for Banks](https://www.electrum.co.za/solutions/cash-voucher-retail-expansion-for-banks)
          - [Retail Cash-In and Cash-Out Expansion](https://www.electrum.co.za/solutions/retail-cash-in-and-cash-out-expansion)
          - [High Volume POS-Integrated VAS Services](https://www.electrum.co.za/solutions/high-volume-pos-integrated-vas-services)
          - [Expanded VAS For High-Growth Digital Channels](https://www.electrum.co.za/solutions/expanded-vas-for-high-growth-digital-channels)
- [Developers](https://api.electrum.io/)
- Resources 
    - Resources
    - Documentation 
          - [Implementation Guides](https://www.electrum.co.za/documentation/product-guides)
          - [Solution Updates](https://www.electrum.co.za/solution-updates)
    - News 
          - [Blog](https://blog.electrum.co.za/?__hstc=17958374.bff00b489d6fac1f58737d8799a2a91d.1721396613638.1724837978417.1724842684665.23&__hssc=17958374.15.1724842684665&__hsfp=3812773586)
          - [Press Releases](https://www.electrum.co.za/press-releases)
    - (spacer)
    - Insights 
          - [Reports, whitepapers & flyers](https://www.electrum.co.za/insights)
    - Careers 
          - [Jobs & Opportunities](https://www.electrum.co.za/careers)
          - [Interview Process](https://www.electrum.co.za/careers/interview-process)
- [Trust](https://trust.electrumsoftware.com/)

- [Home](https://www.electrum.co.za/)
- Schemes 
    - Clearing House Payments 
          - [Payshap](https://www.electrum.co.za/schemes/payshap)
          - [Real-Time Clearing](https://www.electrum.co.za/schemes/real-time-clearing)
          - [EFT Debit & Credit](https://www.electrum.co.za/schemes/electronic-funds-transfer)
          - [Account Verification Services](https://www.electrum.co.za/schemes/account-verification-services)
    - Alternative Payment Methods 
          - [Cash Vouchers](https://www.electrum.co.za/payments/cash-vouchers)
    - Value-Added Services 
          - [Prepaid Airtime and Data](https://www.electrum.co.za/digital-goods-and-services/prepaid-airtime-and-data)
          - [Prepaid Electricity](https://www.electrum.co.za/digital-goods-and-services/prepaid-electricity)
          - [Bill Payments](https://www.electrum.co.za/digital-goods-and-services/bill-payments)
          - [LOTTO](https://www.electrum.co.za/digital-goods-and-services/lotto)
          - [Betting](https://www.electrum.co.za/digital-goods-and-services/betting)
          - [Travel and Event Ticketing](https://www.electrum.co.za/digital-goods-and-services/travel-and-event-ticketing)
          - [Digital Vouchers](https://www.electrum.co.za/digital-goods-and-services/digital-vouchers)
- Solutions 
    - [Clearing House Payments Modernisation](https://www.electrum.co.za/solutions/clearing-house-payments-modernisation-for-existing-banks)
    - [Turnkey Clearing House Payments](https://www.electrum.co.za/solutions/turnkey-clearing-house-payments-for-new-banks)
    - [Enterprise Payments Channel](https://www.electrum.co.za/solutions/enterprise-payments-channel)
    - [PayShap-Ready QR Code Issuing](https://www.electrum.co.za/solutions/payshap-ready-qr-code-issuing)
    - [PayShap for Retailers](https://www.electrum.co.za/solutions/payshap-for-retailers)
    - [Cash Voucher Issuing and Distribution for Banks](https://www.electrum.co.za/solutions/cash-voucher-issuing-and-distribution-for-banks)
    - [Cash Voucher Retail Expansion for Banks](https://www.electrum.co.za/solutions/cash-voucher-retail-expansion-for-banks)
    - [Retail Cash-In and Cash-Out Expansion](https://www.electrum.co.za/solutions/retail-cash-in-and-cash-out-expansion)
    - [High Volume POS-Integrated VAS Services](https://www.electrum.co.za/solutions/high-volume-pos-integrated-vas-services)
    - [Expanded VAS For High-Growth Digital Channels](https://www.electrum.co.za/solutions/expanded-vas-for-high-growth-digital-channels)
- [Developers](https://api.electrum.io/)
- Resources 
    - Documentation 
          - [Implementation Guides](https://www.electrum.co.za/documentation/product-guides)
          - [Solution Updates](https://www.electrum.co.za/solution-updates)
    - News 
          - [Blog](https://blog.electrum.co.za/?__hstc=17958374.bff00b489d6fac1f58737d8799a2a91d.1721396613638.1724837978417.1724842684665.23&__hssc=17958374.47.1724842684665&__hsfp=3812773586)
          - [Press Releases](https://www.electrum.co.za/press-releases)
    - Insights 
          - [Reports, whitepapers & flyers](https://www.electrum.co.za/insights)
    - Careers 
          - [Jobs & Opportunities](https://www.electrum.co.za/careers)
          - [Interview Process](https://www.electrum.co.za/careers/interview-process)
- [Trust](https://trust.electrumsoftware.com/)

[![Contact](https://hubspot-no-cache-eu1-prod.s3.amazonaws.com/cta/default/142132879/7f102097-b88c-49fd-b727-90c8e1009d5a.png)](https://hubspot-cta-redirect-eu1-prod.s3.amazonaws.com/cta/redirect/142132879/7f102097-b88c-49fd-b727-90c8e1009d5a)

![Hamburger](https://blog.electrum.co.za/hubfs/raw_assets/public/Electrum_October2023/images/hamburger.svg)

 News, Trends and Industry Insights

# Electrum Payments Blog

![Wave](https://blog.electrum.co.za/hubfs/Electrum_October2023/Images/banner-bg.svg)

![What Retailers Can Do to Prepare for QR+](https://blog.electrum.co.za/hubfs/CHP%20-%20Whats%20Happening%20with%20QR+__Blog%20COver.jpg)

[QR Payments](https://blog.electrum.co.za/tag/qr-payments)

[Opinion](https://blog.electrum.co.za/tag/opinion)

[Retailers](https://blog.electrum.co.za/tag/retailers)

[PayShap](https://blog.electrum.co.za/tag/payshap)

### What Retailers Can Do to Prepare for QR+

<https://blog.electrum.co.za/what-retailers-can-do-to-prepare-for-qr>

![It’s Time for Retailers to Look at PayShap QR Payments](https://blog.electrum.co.za/hubfs/PayShap%20QR%20Payments.png)

[Payments](https://blog.electrum.co.za/tag/payments)

[QR Payments](https://blog.electrum.co.za/tag/qr-payments)

[PayShap](https://blog.electrum.co.za/tag/payshap)

### It’s Time for Retailers to Look at PayShap QR Payments

<https://blog.electrum.co.za/its-time-for-retailers-to-look-at-payshap-qr-payments>

![Contactless QR Code Payments: Future-Proof Transactions](https://blog.electrum.co.za/hubfs/Electrum.png)

[Payments](https://blog.electrum.co.za/tag/payments)

[Innovation](https://blog.electrum.co.za/tag/innovation)

[QR Payments](https://blog.electrum.co.za/tag/qr-payments)

[Retailers](https://blog.electrum.co.za/tag/retailers)

### Contactless QR Code Payments: Future-Proof Transactions

<https://blog.electrum.co.za/post/contactless-qr-code-payments-future-proof-transactions>

![Reuse, Reduce, Recycle (Good Tech)... RPP Style](https://blog.electrum.co.za/hubfs/Imported_Blog_Media/62a868cdc232b3348b3de337_QRRPP-Blog-image-Nov-21-2023-06-39-19-5553-AM.png)

[Payments](https://blog.electrum.co.za/tag/payments)

[Banks](https://blog.electrum.co.za/tag/banks)

[QR Payments](https://blog.electrum.co.za/tag/qr-payments)

[PayShap](https://blog.electrum.co.za/tag/payshap)

### Reuse, Reduce, Recycle (Good Tech)... RPP Style

<https://blog.electrum.co.za/post/reuse-reduce-recycle-good-tech-rpp-style>

![Drive Sales with a Buy Now, Pay Later Payment Option](https://blog.electrum.co.za/hubfs/Imported_Blog_Media/6257bce55f82eed0aa144991_BNPL2-Nov-21-2023-06-45-17-9540-AM.png)

[Payments](https://blog.electrum.co.za/tag/payments)

[Innovation](https://blog.electrum.co.za/tag/innovation)

[QR Payments](https://blog.electrum.co.za/tag/qr-payments)

[Retailers](https://blog.electrum.co.za/tag/retailers)

### Drive Sales with a Buy Now, Pay Later Payment Option

<https://blog.electrum.co.za/post/drive-sales-with-a-buy-now-pay-later-payment-option>

![Why Closed-Loop QR Makes Good Sense (and Rands)](https://blog.electrum.co.za/hubfs/Imported_Blog_Media/6257bc5ee0b97d3674995ee7_closed-loop-qr-featuredimage-Nov-21-2023-06-48-46-7736-AM.jpeg)

[Payments](https://blog.electrum.co.za/tag/payments)

[QR Payments](https://blog.electrum.co.za/tag/qr-payments)

[Retailers](https://blog.electrum.co.za/tag/retailers)

### Why Closed-Loop QR Makes Good Sense (and Rands)

<https://blog.electrum.co.za/post/why-closed-loop-qr-makes-good-sense-and-rands>

![Cracking the QR Code – Working with Mastercard to Benefit Retailers and Shoppers](https://blog.electrum.co.za/hubfs/Imported_Blog_Media/6257bc312af0a5c33f44e0e8_qr-code-mastercard-header-1-4.jpeg)

[Payments](https://blog.electrum.co.za/tag/payments)

[Innovation](https://blog.electrum.co.za/tag/innovation)

[QR Payments](https://blog.electrum.co.za/tag/qr-payments)

[Retailers](https://blog.electrum.co.za/tag/retailers)

### Cracking the QR Code – Working with Mastercard to Benefit Retailers and Shoppers

<https://blog.electrum.co.za/post/cracking-the-qr-code-working-with-mastercard-to-benefit-retailers-and-shoppers>

[![Electrum](https://blog.electrum.co.za/hs-fs/hubfs/Electrum_October2023/Images/footer-logo.png?width=500&height=150&name=footer-logo.png "Electrum")](https://www.electrum.co.za/)

###### Company

- [Trust](https://trust.electrumsoftware.com/)
- [About us](https://www.electrum.co.za/about-us)
- [Press Releases](https://www.electrum.co.za/press-releases)
- [Jobs and Opportunities](https://www.electrum.co.za/careers)
- [Interview Process](https://www.electrum.co.za/careers/interview-process)

###### Clearing House Payments

- [PayShap](https://www.electrum.co.za/schemes/payshap)
- [Real-Time Clearing](https://www.electrum.co.za/schemes/real-time-clearing)
- [EFT Debit & Credit](https://www.electrum.co.za/schemes/electronic-funds-transfer)
- [Account Verification Services](https://www.electrum.co.za/schemes/account-verification-services)

###### Value-Added Services

- [Prepaid Airtime and Data](https://www.electrum.co.za/digital-goods-and-services/prepaid-airtime-and-data)
- [Prepaid Electricity](https://www.electrum.co.za/digital-goods-and-services/prepaid-electricity)
- [Bill Payments](https://www.electrum.co.za/digital-goods-and-services/bill-payments)
- [LOTTO](https://www.electrum.co.za/digital-goods-and-services/lotto)
- [Travel and Event Ticketing](https://www.electrum.co.za/digital-goods-and-services/travel-and-event-ticketing)
- [Digital Vouchers](https://www.electrum.co.za/digital-goods-and-services/digital-vouchers)
- [Cash Vouchers](https://www.electrum.co.za/payments/cash-vouchers)

###### Solutions

- [Clearing House Payments Modernisation](https://www.electrum.co.za/solutions/clearing-house-payments-modernisation-for-existing-banks)
- [Turnkey Clearing House Payments](https://www.electrum.co.za/solutions/turnkey-clearing-house-payments-for-new-banks)
- [Enterprise Payments Channel](https://www.electrum.co.za/solutions/enterprise-payments-channel)
- [PayShap-Ready QR Code Issuing](https://www.electrum.co.za/solutions/payshap-ready-qr-code-issuing)
- [PayShap for Retailers](https://www.electrum.co.za/solutions/payshap-for-retailers)
- [Cash Voucher Issuing and Distribution for Banks](https://www.electrum.co.za/solutions/cash-voucher-issuing-and-distribution-for-banks)
- [Cash Voucher Retail Expansion for Banks](https://www.electrum.co.za/solutions/cash-voucher-retail-expansion-for-banks)
- [Retail Cash-In and Cash-Out Expansion](https://www.electrum.co.za/solutions/retail-cash-in-and-cash-out-expansion)
- [High Volume POS-Integrated VAS Services](https://www.electrum.co.za/solutions/high-volume-pos-integrated-vas-services)
- [Expanded VAS For High-Growth Digital Channels](https://www.electrum.co.za/solutions/expanded-vas-for-high-growth-digital-channels)

###### Resources

- [Implementation Guides](https://www.electrum.co.za/documentation/product-guides)
- [Solution Updates](https://www.electrum.co.za/solution-updates)
- [Reports, whitepapers & flyers](https://www.electrum.co.za/insights)
- [Blog](https://www.electrum.co.za/blog)
- [Developer Portal](https://api.electrum.io/)

###### Contact us

- [Electrum Payments,Building 3, Podium Level, Riverlands Mall51 Gogosoa StreetObservatoryCape Town 7925, South Africa](https://g.page/ElectrumPayments?share)
- [hello@electrum.co.za](mailto:hello@electrum.co.za)
- [+27 21 448 6422 (office)](tel:+27214486422)
- [+27 21 447 1227 (support)](tel:+27214471227)

© 2026 Electrum Payments

- [Terms of use](https://www.electrum.co.za/policies/terms-of-use)
- [Privacy Policy](https://www.electrum.co.za/policies/privacy-policy)
- [Vulnerability Disclosure](https://www.electrum.co.za/policies/vulnerability-disclosure)
- [PAIA manual](https://uploads-ssl.webflow.com/60e2dc7cef09ba877f290236/625541de9b2069f312c8ff67_202112-Electrum-PAIA-Manual-290621.pdf)

[![linkedin](https://blog.electrum.co.za/hubfs/Electrum_October2023/Images/linkedin.svg "linkedin")](https://www.linkedin.com/company/electrum-payments)

[![facebook](https://blog.electrum.co.za/hubfs/Electrum_October2023/Images/facebook.svg "facebook")](https://www.facebook.com/ElectrumPayments/)

[![instagram](https://blog.electrum.co.za/hubfs/Electrum_October2023/Images/instagram.svg "instagram")](https://www.instagram.com/electrum_payments/)