---
title: Electrum Helps Expand Smart Shopper Functionality
description: Electrum partnered with Pick n Pay and TymeBank allowing Smart Shoppers to earn more points in more places, with more banking functions.
image: https://blog.electrum.co.za/hubfs/Imported_Blog_Media/6257bc09c10fd428427ccd51_tyme-bank-smart-shopper-electrum-Nov-21-2023-06-48-51-9502-AM.jpeg
---

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          - [Cash Voucher Issuing and Distribution for Banks](https://www.electrum.co.za/solutions/cash-voucher-issuing-and-distribution-for-banks)
          - [Cash Voucher Retail Expansion for Banks](https://www.electrum.co.za/solutions/cash-voucher-retail-expansion-for-banks)
          - [Retail Cash-In and Cash-Out Expansion](https://www.electrum.co.za/solutions/retail-cash-in-and-cash-out-expansion)
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- [Home](https://www.electrum.co.za/)
- Schemes 
    - Clearing House Payments 
          - [Payshap](https://www.electrum.co.za/schemes/payshap)
          - [Real-Time Clearing](https://www.electrum.co.za/schemes/real-time-clearing)
          - [EFT Debit & Credit](https://www.electrum.co.za/schemes/electronic-funds-transfer)
          - [Account Verification Services](https://www.electrum.co.za/schemes/account-verification-services)
    - Alternative Payment Methods 
          - [Cash Vouchers](https://www.electrum.co.za/payments/cash-vouchers)
    - Value-Added Services 
          - [Prepaid Airtime and Data](https://www.electrum.co.za/digital-goods-and-services/prepaid-airtime-and-data)
          - [Prepaid Electricity](https://www.electrum.co.za/digital-goods-and-services/prepaid-electricity)
          - [Bill Payments](https://www.electrum.co.za/digital-goods-and-services/bill-payments)
          - [LOTTO](https://www.electrum.co.za/digital-goods-and-services/lotto)
          - [Betting](https://www.electrum.co.za/digital-goods-and-services/betting)
          - [Travel and Event Ticketing](https://www.electrum.co.za/digital-goods-and-services/travel-and-event-ticketing)
          - [Digital Vouchers](https://www.electrum.co.za/digital-goods-and-services/digital-vouchers)
- Solutions 
    - [Clearing House Payments Modernisation](https://www.electrum.co.za/solutions/clearing-house-payments-modernisation-for-existing-banks)
    - [Turnkey Clearing House Payments](https://www.electrum.co.za/solutions/turnkey-clearing-house-payments-for-new-banks)
    - [Enterprise Payments Channel](https://www.electrum.co.za/solutions/enterprise-payments-channel)
    - [PayShap-Ready QR Code Issuing](https://www.electrum.co.za/solutions/payshap-ready-qr-code-issuing)
    - [PayShap for Retailers](https://www.electrum.co.za/solutions/payshap-for-retailers)
    - [Cash Voucher Issuing and Distribution for Banks](https://www.electrum.co.za/solutions/cash-voucher-issuing-and-distribution-for-banks)
    - [Cash Voucher Retail Expansion for Banks](https://www.electrum.co.za/solutions/cash-voucher-retail-expansion-for-banks)
    - [Retail Cash-In and Cash-Out Expansion](https://www.electrum.co.za/solutions/retail-cash-in-and-cash-out-expansion)
    - [High Volume POS-Integrated VAS Services](https://www.electrum.co.za/solutions/high-volume-pos-integrated-vas-services)
    - [Expanded VAS For High-Growth Digital Channels](https://www.electrum.co.za/solutions/expanded-vas-for-high-growth-digital-channels)
- [Developers](https://api.electrum.io/)
- Resources 
    - Documentation 
          - [Implementation Guides](https://www.electrum.co.za/documentation/product-guides)
          - [Solution Updates](https://www.electrum.co.za/solution-updates)
    - News 
          - [Blog](https://blog.electrum.co.za/?__hstc=17958374.bff00b489d6fac1f58737d8799a2a91d.1721396613638.1724837978417.1724842684665.23&__hssc=17958374.47.1724842684665&__hsfp=3812773586)
          - [Press Releases](https://www.electrum.co.za/press-releases)
    - Insights 
          - [Reports, whitepapers & flyers](https://www.electrum.co.za/insights)
    - Careers 
          - [Jobs & Opportunities](https://www.electrum.co.za/careers)
          - [Interview Process](https://www.electrum.co.za/careers/interview-process)
- [Trust](https://trust.electrumsoftware.com/)

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# Electrum Helps Expand Smart Shopper Functionality

 March 20, 2019

<https://blog.electrum.co.za/author/electrum-software> ![Electrum Software](https://blog.electrum.co.za/hubfs/favicon.png)

 Electrum Software

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![Electrum Helps Expand Smart Shopper Functionality](https://blog.electrum.co.za/hubfs/Imported_Blog_Media/6257bc09c10fd428427ccd51_tyme-bank-smart-shopper-electrum-Nov-21-2023-06-48-51-9502-AM.jpeg)

Electrum is proud to be a part of Pick n Pay Smart Shopper’s partnership with TymeBank. Now Smart Shoppers will be able to earn more points in more places and have access to more banking functions in Pick n Pay.

TymeBank was officially launched on 26 February and has already amassed over 100,000 customers at [last count](https://www.iol.co.za/business-report/economy/tymebank-sas-first-fully-digital-driven-bank-goes-live-19531969). South Africa’s first digital-only bank has partnered with Pick n Pay stores, offering greater convenience and the lowest banking fees in the country.

> …for the first time, they’ll be able to earn Smart Shopper points at any vendor in South Africa…

Pick n Pay Smart Shopper customers who open a TymeBank account can now benefit from even greater rewards. The TymeBank card is a Visa card that serves as a Smart Shopper card, too, and cardholders earn double the points (1 point for every R1 spent) on Pick n Pay purchases. What’s more, for the first time, they’ll be able to earn Smart Shopper points at any vendor in South Africa, to the value of 1 point for every R3 spent outside Pick n Pay stores. Smart Shopper has also extended their rewards to fuel purchases at BP garages.

These impressive rewards, combined with the low cost and convenience of TymeBank, is set to be a game-changer in South African banking. Once roll-out is complete, TymeBank customers will have access to 730 points of presence at Pick n Pay and Boxer stores, including 14,000 till points across the country. That means banking seven days a week, and longer daily hours than traditional banks.

> Electrum facilitates cash deposits and withdrawals…

Electrum’s solution helps make it possible for the Smart Shopper programme to expand its operations by linking several components in a complex network. In the case of TymeBank and Smart Shopper, it’s able to allocate points from transactions with thousands of other vendors. Wherever a TymeBank cardholder swipes, anywhere across the country, they can be sure they’re racking up Smart Shopper points, safely and seamlessly.

In addition, Electrum facilitates cash deposits and withdrawals into and out of TymeBank accounts at Pick n Pay till-points. It’s a major step forward in banking convenience for South Africans, and one that Electrum is pleased to be a part of.

If you’d like to talk about innovative solutions that bring more value to your customers, [give us a call](https://electrum.co.za/contact/).

![Electrum Software](https://blog.electrum.co.za/hubfs/favicon.png)

Electrum Software

Electrum is the next-generation payments software company, powering payments for banks and retailers. Since 2012, we have established ourselves as a respected software partner through our deep expertise and track record in delivering trusted cloud-native payments solutions.

[More posts by  Electrum Software](https://blog.electrum.co.za/author/electrum-software)

Recent Blog Posts

![From Software Development Intern to Tech Lead at Electrum](https://blog.electrum.co.za/hubfs/Imported_Blog_Media/6257bba1e1b46bcdf4fb0aea_IMG_3379-edit-Nov-21-2023-06-44-38-6799-AM.jpeg)

### From Software Development Intern to Tech Lead at Electrum

<https://blog.electrum.co.za/post/from-software-development-intern-to-tech-lead-at-electrum>

![How We Support Each Other’s Growth at Electrum](https://blog.electrum.co.za/hubfs/Imported_Blog_Media/6257bcf6f6e59b6c0ab2eca0_Donation-Blog-Image-4.png)

### How We Support Each Other’s Growth at Electrum

<https://blog.electrum.co.za/post/how-we-support-each-others-growth-at-electrum>

![Seamless Digital Payments: The Key to Consumer Satisfaction](https://blog.electrum.co.za/hubfs/Imported_Blog_Media/654237a5f6480d2cb589f83d_Seamless%20Digital%20Payments%20The%20Key%20to%20Consumer%20Satisfaction_Blog%20Image-Nov-21-2023-06-47-32-7538-AM.png)

### Seamless Digital Payments: The Key to Consumer Satisfaction

<https://blog.electrum.co.za/post/seamless-digital-payments-the-key-to-consumer-satisfaction>

# Electrum Newsletter

 Quarterly insights and news to help you keep up with the latest changes in the payments landscape

[![Electrum](https://blog.electrum.co.za/hs-fs/hubfs/Electrum_October2023/Images/footer-logo.png?width=500&height=150&name=footer-logo.png "Electrum")](https://www.electrum.co.za/)

###### Company

- [Trust](https://trust.electrumsoftware.com/)
- [About us](https://www.electrum.co.za/about-us)
- [Press Releases](https://www.electrum.co.za/press-releases)
- [Jobs and Opportunities](https://www.electrum.co.za/careers)
- [Interview Process](https://www.electrum.co.za/careers/interview-process)

###### Clearing House Payments

- [PayShap](https://www.electrum.co.za/schemes/payshap)
- [Real-Time Clearing](https://www.electrum.co.za/schemes/real-time-clearing)
- [EFT Debit & Credit](https://www.electrum.co.za/schemes/electronic-funds-transfer)
- [Account Verification Services](https://www.electrum.co.za/schemes/account-verification-services)

###### Value-Added Services

- [Prepaid Airtime and Data](https://www.electrum.co.za/digital-goods-and-services/prepaid-airtime-and-data)
- [Prepaid Electricity](https://www.electrum.co.za/digital-goods-and-services/prepaid-electricity)
- [Bill Payments](https://www.electrum.co.za/digital-goods-and-services/bill-payments)
- [LOTTO](https://www.electrum.co.za/digital-goods-and-services/lotto)
- [Travel and Event Ticketing](https://www.electrum.co.za/digital-goods-and-services/travel-and-event-ticketing)
- [Digital Vouchers](https://www.electrum.co.za/digital-goods-and-services/digital-vouchers)
- [Cash Vouchers](https://www.electrum.co.za/payments/cash-vouchers)

###### Solutions

- [Clearing House Payments Modernisation](https://www.electrum.co.za/solutions/clearing-house-payments-modernisation-for-existing-banks)
- [Turnkey Clearing House Payments](https://www.electrum.co.za/solutions/turnkey-clearing-house-payments-for-new-banks)
- [Enterprise Payments Channel](https://www.electrum.co.za/solutions/enterprise-payments-channel)
- [PayShap-Ready QR Code Issuing](https://www.electrum.co.za/solutions/payshap-ready-qr-code-issuing)
- [PayShap for Retailers](https://www.electrum.co.za/solutions/payshap-for-retailers)
- [Cash Voucher Issuing and Distribution for Banks](https://www.electrum.co.za/solutions/cash-voucher-issuing-and-distribution-for-banks)
- [Cash Voucher Retail Expansion for Banks](https://www.electrum.co.za/solutions/cash-voucher-retail-expansion-for-banks)
- [Retail Cash-In and Cash-Out Expansion](https://www.electrum.co.za/solutions/retail-cash-in-and-cash-out-expansion)
- [High Volume POS-Integrated VAS Services](https://www.electrum.co.za/solutions/high-volume-pos-integrated-vas-services)
- [Expanded VAS For High-Growth Digital Channels](https://www.electrum.co.za/solutions/expanded-vas-for-high-growth-digital-channels)

###### Resources

- [Implementation Guides](https://www.electrum.co.za/documentation/product-guides)
- [Solution Updates](https://www.electrum.co.za/solution-updates)
- [Reports, whitepapers & flyers](https://www.electrum.co.za/insights)
- [Blog](https://www.electrum.co.za/blog)
- [Developer Portal](https://api.electrum.io/)

###### Contact us

- [Electrum Payments,Building 3, Podium Level, Riverlands Mall51 Gogosoa StreetObservatoryCape Town 7925, South Africa](https://g.page/ElectrumPayments?share)
- [hello@electrum.co.za](mailto:hello@electrum.co.za)
- [+27 21 448 6422 (office)](tel:+27214486422)
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